Step 1: Determine Your Eligibility

Before starting your SSDI application, confirm that you meet the Social Security Administration’s (SSA) requirements:

• You must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• You must have enough work credits, earned through prior employment and payment of Social Security taxes.
• Your disability must meet or equal one of the conditions listed in the SSA’s Blue Book.

Step 2: Gather Required Information

To streamline your application, prepare the following details:

• Personal identification (Social Security number, birth certificate)
• Work history (employers, job titles, dates of employment)
• Medical records (diagnoses, treatment dates, physician contact information)
• Income details (W-2 forms, tax returns, or self-employment records)
• Direct deposit information for benefits

Step 3: File Your SSDI Application

In Indiana, you can apply in one of three ways:

• Online at the SSA’s official website
• By phone by calling the SSA at 1-800-772-1213
• In person at your local Indiana Social Security office

Submitting online is often the fastest and most convenient option, but speaking directly with an SSA representative can be helpful if you have questions.

Step 4: Respond to SSA Requests

After submitting your application, the SSA may contact you for:

• Additional documentation
• Medical examinations (consultative exams)
• Clarifications about your work or health history
• Responding quickly helps prevent delays in your claim.

Step 5: Await the Decision

Processing times for SSDI applications in Indiana vary but often take several months. If your application is denied, you have the right to appeal through reconsideration, a hearing, or further review.

Tips for a Strong Application

• Provide complete and accurate medical documentation.
• Be clear about how your condition limits your ability to work.
• Keep copies of all forms and records submitted.
• Consider legal assistance to avoid common mistakes.