Step 1: Review Eligibility Requirements

Before applying, make sure you meet the basic SSDI requirements:

• You have a qualifying medical condition recognized by the Social Security Administration (SSA).
• Your disability prevents you from performing substantial work.
• You have earned enough work credits through Social Security-covered employment.

Step 2: Gather Necessary Documentation

The SSA requires extensive documentation. Be prepared with:

• Personal information (Social Security number, birth certificate, military service details if applicable).
• Work history (employer names, job duties, dates of employment, and recent W-2 forms or tax returns).
• Medical records (doctor reports, hospital visits, test results, prescribed treatments, and medications).
• Financial information (bank account details for direct deposit of benefits).

Having this ready helps avoid delays in your claim.

Step 3: File Your SSDI Application

You can start your claim in one of three ways:

1. Online – Submit your application through the SSA website.
2. By Phone – Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) to apply.
3. In Person – Visit your local Indiana Social Security office for direct assistance.

Step 4: Wait for SSA Review

After submission, the SSA will:

• Verify your work history and eligibility.
• Request medical evidence from your doctors.
• Possibly schedule a consultative exam if more information is needed.

Initial decisions in Indiana can take 3–6 months, depending on case complexity and documentation provided.

Step 5: Be Prepared for Next Steps

If approved, you will receive details about your monthly benefit amount and back pay. If denied, you have the right to appeal through reconsideration, hearing, and further review if necessary.